At Cash Express, we are very diligent about following the City of Philadelphia’s and the State of Pennsylvania's requirements for being pawnbrokers. There are many that are in place for consumer protection. Having a pawnbroker’s licence with both the city and the state is the primary step. Without that, a pawnshop is operating illegally. 

City of Philadelphia Regulations and Requirements for Pawnshops

Like other companies, Cash Express obtained its licence from the City of Philadelphia’s Business Office. We had to provide income and receipts tax ID, our commercial activity licence, and zoning approval (also from the City’s Business Office.) 

The application process includes an application fee, which you can handle online or in person at the Permit and Licence Center.

Pawn Shop Regulations After Licensure

1. Cash Express registered itself with the Philadelphia Police Department and uses an approved inventory tracking system. This ensures they do not buy or sell stolen goods. 

2. Mandatory hours of operation are from 8:30 am to 5 pm (not before or after). There are no business transactions on Sundays.

Buying and Selling at Pawn Shops

1. We require a valid personal photo ID (State or Government) from you before we can purchase anything from you. Please ensure you bring it with you when visiting.

2. Once we’ve agreed on a value, we’ll take a picture of you and then take an imprint of your left thumb, per PA guidelines. 

3. We will issue you a ticket if you are pawning your item. This ticket is vital. It proves your ownership when you pay off your Cash Express Quick Cash loan.

4. Afterward, we will register and report the transaction managed by the Philadelphia Police Department.

State of Pennsylvania Regulations and Requirements for Pawnshops

On a state level, the pawnbroker must obtain a license through the Commonwealth of Pennsylvania Department of Securities. The fees and bond apply to EACH business location. There are also capitalisation rules, with a minimum capitalization of $10,000 per location. A shop owner must renew their licence annually, submitting their request at least a month in advance.

If our store were ever to relocate, we would have to get prior approval via application. Any changes in the originally reported business structure require a new license. Stores must have:

• Adequate security measures

• A vault

• A means of tracking tickets effectively.

All three of these mandates protect consumers’ property.

Failure to follow any of the rules can result in fines, a suspension of the license to operate, and even Cease Operation Orders.

Cash Express 

Cash Express believes in being an active part of our community. That means abiding by city and state laws and regulations, and keeping abreast of changes. You can come here secure in the knowledge that we have all applicable licences up to date.

Whether you’re buying or selling jewelry, antiques, computers, smartphones, tools, etc., our professionals are ready to lend a helping hand. If you’d like more information, you can contact us in three ways:

Our online contact form 

Email us at info@pawnphiladephia.com, or Call our office at 215-922-1560

If you own gold or high-end electronics you’d like to sell, you may wonder if there are windows of opportunity to get a better return on your investment. The answer is yes. Like any other market, both gold and electronics have market trends and seasonal prices.

Gold

At Cash Express, we see people selling various assets in December, hoping to decrease their taxes, so you have some competition at this time of year. Nonetheless, come January, people want to buy again, so gold dealers will want to have reliable stock for their customers. In the gold industry, this is called the “January Effect.”

Wedding Season

No matter where you are in the world, selling gold during the wedding season is a great idea. There’s a bump in demand. An example of this is in India, where gold has cultural significance. Their wedding season is November, and the demand for gold goes through the roof. In Hindu tradition, gold brings blessings from the Goddess of Wealth, Lakshmi. The more gold jewelry, the more elaborate, the better. The effect in the US is tamer and depends on:

• The Economy: In times of uncertainty, investors often turn to gold as a safe asset.

• Gold Prices: These fluctuate all the time. Look for upticks for a better return. 

• Gold with Valuable Stones: If you’re selling gold jewelry, a quality stone improves the price you should get. 

• Uniqueness: If you have rare gold coins, for example, they may be in high demand throughout the year.

The Glitter of Holidays

The time leading up to the winter holidays through Boxing Day is prime time for gold. Giftable items like earrings, bracelets, and necklaces are ideal. People are also looking for gold rings to propose on Christmas Eve or Christmas Day.

Lunar New Year (China)

Gold gifts are widespread as gifts on the Lunar New Year, as they represent kind wishes for prosperity in the coming year. In this market, it's best to sell in December and January.

Summer Slowdown

At Cash Express, we’ve noticed a decrease in people looking for gold items. But if you’re looking to buy, now’s the time. 

Electronics:

Like gold, electronics have seasonal price peaks and market-driven changes, making it a little harder to know when the best time to sell electronics is. Much depends on what you have to sell. For example, just before the school season begins, parents seek out tablets, laptops, and smart watches. 

Come the holidays, folks want all manner of electronic gifts. Individuals looking to upgrade their electronics tend to make purchases more readily after receiving their tax return. Make sure to sell your electronics before the newer model comes out. After that, your return decreases.

Sell at Cash Express

No matter what time of year, Cash Express is looking for quality gold items (like jewelry) and electronics in good condition. You can get quick cash by bringing in your item(s) and having us check pricing for you. We especially love one-of-a-kind pieces. Give us a call at 215-922-1560 for any questions you may have. Alternatively, use our online contact form or email us at info@pawnphiladephia.com.

Gold is an incredibly valuable asset in any form, whether it be jewelry, bars, coins, or bullion. When the price of gold goes up, or when you need extra cash, it might be time to consider selling. But where? What is more profitable - to sell gold to a pawnshop or jewelry store?

There are many factors involved in your choices. Do you have pressing needs? Are you looking for convenience? Is the market value for precious metals high? Let’s take a closer look.

What Type of Gold do Pawn Shops Want?

At Cash Express, we specialize in high-end jewelry and other items made of precious metals - silver, titanium, platinum, copper, and (of course) gold. You can have gold coins that not only have value for the metal, but also for the age and rarity. 

While a jewelry store may offer you a higher price, pawn shops have higher overhead, so you’ll probably get a little less. But stores do not provide quick cash with no hassles. Additionally, the store is typically very picky about the condition of your gold. By comparison, you can bring Cash Express broken or outdated pieces, and we can appraise them for the value of the gold alone. The exception would be plated gold items, which typically contain only a small percentage of gold in the mix. 

Is Selling Gold to a Pawn Shop Safe?

There was a time when pawn shops had little oversight, but that situation changed. In Philadelphia, PA, all pawn shops have to have a license. They need proper identification, inventory tracking, to follow financial regulations, and to comply with anti-theft procedures.

Having said that, just like jewelry stores, not all pawnshops are created equal. Some carry low-level merchandise, specialize in specific items, or have less-than-friendly staff. At Cash Express, things are different. Our staff is welcoming and knowledgeable. You also have the advantage of an on-site appraiser. You will find out the value of your gold right away. There is no pressure. You can accept the offer or walk away and wait until another time. We want to build a culture of trust with our clients. 

Benefits of Selling Gold to a Pawn Shop Instead of a Jewelry Store.

There are specific benefits to bringing your jewelry and other gold items to Cash Express. For one, we’re easily accessible. The convenience means getting in and out quickly.

You receive immediate payment for your gold. When something happens, and you need money right away, you’ll get it on the spot. No banks. No credit checks. It’s a no-nonsense process.

If you’re looking for something new or a gift, you can trade your gold for store credit. There’s also an option that jewelry stores don’t provide: getting a loan (pawning) for your gold. If you have a valuable item but really don’t want to sell it, perhaps it’s a family antique, you can use it as collateral in the short term. At the end of that term, you repay what you owe with agreed-upon interest. 

The Caveat

There are two cautions. One, if you are unable to repay the loan, the store reserves the right to sell your item. If you’re getting close to the deadline, see if you can get an extension. Two: Don’t lose your pawn ticket. Without it, you’ll need to provide ID, a complete description of the item, and proof of ownership. 

Cash Express

At Cash Express, we take pride in being the number one pawn broker in Philadelphia for quick cash. We’d welcome the opportunity to look at your gold and give you a more personalized experience than a jewelry store. You can use our online contact form or email (info@pawnphiladephia.com) to open a discussion and ask questions. Or, call our office at 215-922-1560

Have you been thinking about pawning your Apple Watch or iPhone? It’s not that difficult. In fact, both Apple Watches and iPhones are highly sought-after items at shops like Cash Express. Our professionals are experienced in evaluating both, and can provide you with a competitive price on the spot. Walk in with a phone. Walk out with cash.

The Value of Apple Watches and iPhones

Smartwatches have grown in popularity. They have an impressive presence in the market, in part due to their brand recognition. If you have an Apple Watch or iPhone in great condition with accessories, you may be surprised at the appraised value. 

Original packaging improves the amount you receive. There are other factors that affect the amount you can receive from Cash Express for your Apple Watch or iPhone. Here are some things we evaluate.

• Age: While you might think an older version would be valuable, that’s not typically the case. It’s hard to get updates and replacement parts for these items. If it’s in mint condition with original accessories, you have a better chance at a good sale.

• Band: The newer the band looks, the better price you’ll get

• Buttons: Apple watches and iPhones have somewhat delicate buttons. They’re essential to using the watch effectively, including inspecting the condition of your screen.

• Charger: Without a charger, it's impossible to assess the phone correctly. If you have accessories that work, that improves the value.

• Cosmetic condition: It’s easier to sell a phone whose exterior is in good condition (no scratches or dents)

• Screen: Scratches and cracks significantly decrease the value. 

How to Prepare Apple Watch and iPhone for Pawn Shop

It’s essential to protect your personal data when you're ready to pawn your Apple Watch and iPhone. At Cash Express, we suggest following these steps.

iPhone

1. Sign out of iCloud. You will need to enter your Apple ID and password. This will allow the buyer to activate the phone. 

2. Go to Settings and back up your information on iCloud. This also backs up your Apple Watch.

3. Reset the phone. Go to Settings (General), Reset iPhone, Erase all Content and Settings.

4. Remove the SIM card

Apple Watch

1. Go to the Watch app and tap all watches

2. Unpair the Apple Watch (you may be asked for ID and password

3. Reset the watch. Go to Settings (General), Reset, Erase all Content and Settings.

For Both

1. Clean everything off thoroughly with a screen or a glasses cloth.

2. Take off any stickers, cases, or screen protectors

3. Put everything you have together, including boxes, cables, any accessories, the owner’s manual, and receipts (if you have them), 

Generally speaking, preparing the Apple Watch and iPhone for pawning in this way may lead to a better offer.

The Cash Express Difference

In providing fast cash to our customers, Cash Express is the number one pawn broker in Philadelphia, PA. Good quality watches and phones are two of the things we’re always on the lookout for. We’re happy to answer any questions you may have. You can reach us in three ways, besides visiting our store in person:

Our online contact form

Email us at info@pawnphiladephia.com, or 

Call our office at 215-922-1560

When you are looking for gifts but have a firm budget, Cash Express is a perfect shopping stop. Whether you want rings, musical instruments, electronics, or even antiques, we have a little bit of everything for everyone. This is just one of many reasons to shop for gifts at a pawn shop. 

5 Reasons to Shop for Gifts at a Pawn Shop

1. Green Living

Everyone is recycling these days. Rather than throw items out or go through the hassle of an auction site, people sell them to a pawnshop for fast cash. The store inspects each item, looking for the best condition. In some cases, such as with designer clothing, a piece may arrive with the tags still attached. When the product goes on sale, it’s pre-owned, priced right, repurposed, and ready for worry-free gift-giving. And because your purchase was never thrown out, you’ve helped reduce the carbon footprint, even in a small way. This is called upcycling.

2. Hours of Operation & Inventory

You’ll find that pawn shops are frequently open longer hours, some even being 24/7. So you won’t have as many constraints on your shopping times. Additionally, stores like Cash Express have an ever-changing inventory. You can look at our gallery or call us ahead of time to see if we have one or more options for you, based on your inquiry. When you come into the store, you may find unexpected treasures that you’d never thought of for gift-giving. 

3. Sell to Buy

Perhaps you find the perfect gift, but it’s a little out of your price range, even though it is pre-owned. Good news! You probably have one or two things sitting at home that you have no real use for anymore. You can come in and sell those or use them in trade to raise extra money for your purchase. What sort of things do we buy?

• Rare books

• Dinette sets

• Silverware

• Coins

• Antique furniture

• Designer handbags and clothes

• High-end watches

• Artwork

And much more. If you’re unsure, please feel free to call us at 215-922-1560 before visiting the store. We can tell you if what you have is what we are looking to buy.

4. The ability to negotiate

For as long as there has been the art of pawning, there’s also been haggling. This part of shopping for gifts at a pawn shop is fun. You can work toward a reduced price and walk away with a great bargain. Don’t be afraid to give it a try. You’re not insulting the seller. They expect this. 

There are a few essential tips for haggling. Be polite. This isn’t the time to get all puffed up. If you are buying more than one item, your chances of getting a bundled deal are greater than if you were buying just one piece. If you notice an imperfection, point it out as a reason for your offer. Finally, cash is king. Cash transactions have historically offered more final price flexibility than checks or credit cards.

5. Stolen Property Database Check, Visual Inspections, and Appraisals

Pre-owned, priced right goods are excellent, but not if you find out they’re stolen. It is the shopkeeper's responsibility to check the databases for reported items. Once they’ve determined there are no legal issues, the next step is a visual inspection to look for flaws and verify if the item works (if applicable).  Finally, an in-store appraiser reviews current market values for pricing. So, if you’re shopping for something valuable, you’ll walk out with an appraisal for your insurance. 

Cash Express Can Help

There are certainly more than 5 reasons to shop for gifts at a pawn shop, but these are some key points. 

We’d love to help you find that perfect treasure. You can email info@pawnphiladelphia.com, use our Online Form, or visit our store at 731 Chestnut St., Philadelphia, PA 19106

Sometimes life seems to go wrong for days, weeks, or even months at a time. It gets discouraging. Worry and anxiety ramp up. But you can go from desperation to opportunity. A pawnshop can turn things around quickly.

Stop and Look

What items do you have around your home that you haven’t used or even thought about in 6 months or more? Those are your golden nuggets for pawning. Make a list. Take pictures. Then contact a shop like Cash Express for help. We can get you cash far faster than any bank loan. 

How do Pawn Shops Work?

Basically, a shopkeeper looks at what you’ve brought in to sell or pawn. They consider the value. From here, things go one of two ways.

1. You sell the item outright. 

This is ideal if you don’t need or want it anymore. You come to a financial agreement with the owner about payment. 

They will check to see if  the item might be lost or stolen on Police Bulletins before finalizing anything. Don’t feel offended. It has to be done. In PA it is illegal to “receive, retain, or dispose” of stolen goods. This protects people coming to buy items, too. 

Once you’ve agreed upon an amount, you’ll sign off on a receipt and be given your cash. You’re ready to take that money and create opportunity. 

2. Pawn Loans: 

For this transaction, you will turn your item into the shop for a short term loan. That item is your collateral. Cash Express handles transactions like this every day to help people turn things around. 

The owner or staff will look over what you have. They may take one item, several, or everything, depending on what they need in their current inventory. This might seem odd at first since it’s only collateral. But, the store has to make money. If you default on your loan, the store can sell it, so value matters.

Do pawn shops ever say no to a loan? Yes, for specific reasons (keep these in mind when choosing what you want to pawn). 

1. It’s not an item the shop typically carries or has any detailed knowledge about. Some pawnshops specialize in specific types of inventory, like jewelry. That shop may want little else.

2. Problems with the item’s condition. If it’s damaged or broken, that figures into the potential resale price. In some cases, a piece may have no resale value at all.

3. Perishables. Taking on perishables is tricky as they pose health concerns.

4. Safety issues: A baby’s car seat that is not up to standards is an example of an item a pawn shop may not buy.

5. Being overstocked. If you bring in a handbag, and they already have 20, it's a harder sale unless there’s something special about it. 

About That Loan

Let’s say the shop will give you a loan. Don’t expect full retail price. The amount you’ll receive is between 24% and 60% based on end-term value. Nonetheless, that amount can ease desperation and give you an opportunity to dig out. 

The owner will outline the terms of your loan, including a specific repayment schedule (average 30 days). They will give you a receipt (ticket) for the item. DO NOT LOSE THIS. It serves as evidence of the loan and your personal item. 

Now, here’s the sticky part. Many things that have value also have sentimental connections. If you fail to pay on time, that item is now the store’s property. If you are uncertain about your ability to repay, avoid pawning such goods. Also, if you know you’ll be late, talk to the owner or staff. You may be able to get an extension. 

Come to Cash Express

Here, you don’t have to worry about having bad or no credit. Instead, we provide a quick cash answer to your current struggles. Reach out anytime. You can:

Use our online contact form 

Email us at info@pawnphiladephia.com, 

Call our office at 215-922-1560 or 

Visit our store in person: 731 Chestnut St., Philadelphia, PA 19106

Have you ever wondered why Philly residents skip the bank and head to the pawnshop for ready money? Let’s face it. There are times when situations arise and you find yourself with empty pockets. Now’s the time to get cash and ask questions later. 

In the Philly area, Cash Express is the number one pawnbroker you can come to for assistance. We’re always on the lookout for gems, watches, antiques, and precious metals. Furniture? Yep. Jewelry? In good condition, that too. Even items considered “costume jewelry” can have surprising value.

Up for Sale?

Some of the items you wish to pawn aren’t necessarily those you want to sell outright. That’s where a pawn shop becomes a tremendous ally. You can skip the tedious bank lending process and head to the pawn store to discuss your item’s value. Once you arrive, we can give you a fair estimate based on current trends, the brand name, and overall condition. Trade your item(s) in for a loan. Cash first; Questions later!

Okay, we’re really not going to keep you from asking questions. In fact, we encourage them. A pawnshop loan is not a traditional form of financing. Let’s take a closer look at a bank loan vs. quick cash at a pawn shop.

Skip the Bank and Head to the Pawn Shop

When you go to a bank for a loan, you must sign mounds of paperwork and present pertinent documents. And, of course, there’s the dreaded credit check. If you have poor credit, the bank might deny you outright or hike your interest rate. You have to wait for their response. In the meantime, you still have pressing issues.

At the Cash Express store, you can get the loan you require on the spot, the same day! Worried about your credit? Don’t be. There are no credit checks. A bad credit score has nothing to do with your loan; it only concerns your ability to repay the money within an agreed-upon timeframe.

When a Philadelphia Pawnshop Makes Sense

There are specific situations ideally suited to getting a pawnshop loan.

• Lack of a bank. If you don’t have an established bank account, borrowing traditionally will be difficult (and often frustrating). You don’t face that barrier at a pawnshop.

• You only need a small amount. No one wants to go through the hassle of getting a bank loan for a few hundred dollars. It doesn’t make sense. 

• Fast cash: When you need money quickly, pawning an item can be an ideal solution. Just make sure it’s not something with sentimental value in case you don’t repay the loan on time. At that point, unless you ask for an extension, the item becomes the shop's property to sell or use as they please.

• Bad or no credit. Building a credit rating from the ground up takes time you may not have. This is when Philly residents skip the bank and head to the pawn shop for help.

Of course, if you have no use for the item, you can sell it at Cash Express outright.

Pawning is Nothing New

Pawnshops have a history spanning 3,000 years, which is a pretty respectable resume. The staff at our Chestnut Street, Philadelphia store takes great pride in our trade, focused on excellent customer satisfaction. Let us help you, too!

Give our office a call at 215-922-1560.

Alternatively, use our online contact form or email us at info@pawnphiladephia.com

It’s time to clean out the cellar or attic. You start finding all kinds of electronic items you’d totally forgotten about. Don’t start tossing them in a garbage bag! When you find out what your old electronics could be worth today, you might be shocked! And you’re not alone. At Cash Express, people come in daily with old devices that were just collecting dust. 

Declutter, Make Money, Exchange or Shop!

Selling old gadgets is one way of recycling and adding extra cash to your budget. The range of items having resale value is pretty extensive. The ones fetching the highest prices are (a) in good condition, (b) have paperwork or original boxes, and (c) have nostalgic or historical value. 

5 Items: Trash to Treasure

Here is a brief list of items you may have that Cash Express would love to review and appraise.

Apple Lisa

If you have one of these, hold on tight. This is a rare find that is significant to computer development history. With a mouse and printer, you’re looking at a couple of thousand dollars, depending on condition..

Atari 2600

The Atari 2600 is the proverbial gold standard in gaming computers. It provided an experience well above competitors. Couple it with games like Pong and Pac-Man, and you have a match made in heaven. Find one in original packaging and you can pocket over  $1,000.

Commodore 64

A home computer offering great graphics and sound, Commodore settled in as a very popular system by the late 1980s. You couldn’t beat the price of around $250.00. A decent unit now sells for slightly under that price, but you can still fetch $100 or more depending on accessories.

Polaroid Cameras

In the late 1940s, Polaroid made a name for itself with cameras that produced photos instantly. Later, between 1970 and 1980, photographers sometimes used them for a soft-focus effect. An original, vintage camera can sell for over $1,000, and some far more.

Sony Walkman

Music you take with you. The Sony Walkman entered the market in 1979 and quickly integrated into pop culture. Collectors watch for these all the time. Yours may be worth several hundred dollars or more.

These are just five of the goodies you might find. 

What Else to Keep Your Eyes Open For

In considering what your old electronics might be worth today, some other hot items are on many buyers’ lists. They include:

• Apple IPhone (Original)

• Ipods (First edition)

• NES Systems: refurbished or limited editions

• Nintendo Game Boy: Original units (excellent if still working!)

• Nokia 3310 (unopened is best)

• Rotary phones

• Smart watches

• Speak & Spell (Texas Instruments)

• Tamagotchi, first edition (rare, unused, or original)

Determining Value

At Cash Express, we consider several things when we offer you a price. Condition is a biggie. Clean, unbroken, and with an original package sets the stage for higher value. Then there’s rarity and popularity. The harder it is to find a collectible, the more buyers will pay. Think popular limited editions with recognizable names.

If you’d like to learn more about what your old electronics might be worth, get in touch! Call our Philadelphia office at 215-922-1560. Use our online contact form, or email us at info@pawnphiladephia.com. We have a knowledgeable staff who are happy to answer your questions.

Cash Express is your go-to Philadelphia pawn shop for instant money when an urgent matter arises and you need quick cash. But you have no idea what might actually have the value you need or what the pawn shop might be looking for. For that matter, you may be cautious about pawning, not knowing much about the process. 

Sell Outright or Pawn

First things first. When you bring an item to a Philadelpia pawn shop, you have the option to sell it outright or pawn it. Obviously, if you choose to sell it, it should be something to which you have little sentimental attachment. The pocket watch your dad gave you is different from a snow blower.  You will get immediate financial relief, but you will no longer be able to reclaim that item.

Pawning is a loan. You don’t have to have a credit check; you get your money immediately. A contract is involved, detailing interest and a specific time within which it must be repaid usually 90-130 days). If you don’t pay on time, that item becomes the property of the pawnshop. 

In either case, bring any documentation you have proving your ownership. Remember that items in the best condition will yield more than those needing repair or touchups. Do a little research about your chosen item(s) before going to a store to understand their value. While you won’t get retail from pawning, having a price point is good. 

You will be asked for ID. This aids in law enforcement cooperation and any financial transaction requirements.

Items Pawn Shops Often Buy

Every Philadelphia pawn shop has a different preferred inventory depending on current trends and perhaps a theme like knives and swords.. Cash Express specializes in high-end jewelry, watches, antiques, diamonds, and precious metals. But we also look for cameras, tools, musical instruments, tablets, and televisions. 

Antiques 

Cash Express has a whole showroom dedicated to antiques, including statues, service ware, candleholders, salt servers, chairs, and even urns. If you are thinking of selling or pawning a piece of furniture, call us beforehand (215-922-1560). We may not have room for it (right now) on the display floor. Even if our answer is “not now,” we may have an opening later or get a request for what you’re selling. 

Antique by Arc loves unique items! If you have anything that proves providence, please bring it with you. Providence shows us history, ownership, location made, and even sometimes the original value. If there’s a verifiable maker's mark, that's a real find. Those increase the value of an item.

Clean Out the Closet

When your closet is stuffed to overflowing with many items you no longer wear, take a look through the tags. Any classic designer's clothing holds its value, as do some good-condition vintage pieces. Look for names like Armani, Chanel, Christian Dior, Gucci, Louis Vuitton, Pierre Cardin, Sephora, and Ralph Lauren.

Minor wear and tear is expected. However, extensive rips or stains may make the item unsellable.

Semi-Precious Sparkling Stones

When people think of jewelry, many immediately think of pearls, diamond rings, sapphire earrings, and perhaps a dainty ruby bracelet. However, there are many other crystals that are both durable and valuable, whether loose or in a setting. Polished amethyst, tourmaline, and tanzanite are always delightful. Oh, and a sea-blue larimar catches the eye. 

So, if you find jewelry with stones other than the “traditional,” don’t rule it out. Also, don’t overlook costume pieces, many of which yield surprisingly pleasant appraisals.  

What Else Can You Sell or Pawn at a Philadelphia Pawn Shop for Instant Cash?

Use your imagination. Do you have a plethora of video games? Maybe a laptop, guitar, amplifier, or designer watches? Cash Express has an appraiser on site, so we can give you a fair return.

Don’t hesitate to contact us with questions. You can email info@pawnphiladelphia.com, 

or fill out our online contact form. We look forward to helping you achieve your financial goals.

Cash Express is a Philadelphia pawn shop near you on whom you can depend. We are the number one pawnbroker in the area for Quick Cash. Specifically, we are always happy to consider loans for high-end pieces like precious metals, gems, watches, and antiques. 

Pawning Isn’t Always Selling

When you need money quickly and consider pawning something on hand, you do not have to sell it. The truth is that many people have valuables with high sentimental value, and they don’t want to trade them in permanently. That’s where pawning your item comes into consideration. 

What is a Pawn Shop Loan

Going to a Philadelphia pawnshop near you for a loan is much easier than securing one from a financial institution. There are no credit checks, meaning your credit score won’t suffer. Additionally, you don’t have to worry if you have bad credit. 

Here’s how it works.

1. You bring the item to the store

2. The pawnbroker will check the item and assess the value

3. At this point, you can get the loan value or sales value. 

4. If you choose a loan, review the terms of the agreement. You must approve the interest rate and payment period. 

5. Local laws govern the amount of interest a pawn shop can charge. In Pennsylvania, it is 2.5% monthly plus a $1 service charge.

6. Once everything is signed off, you get your fast cash and a pawn ticket.

DO NOT LOOSE THAT TICKET

You will need it to get your item back when you complete the loan

7. If you cannot repay the loan, it becomes the shop's property, and they can sell it.

8. Some stores will offer loan extensions, but be prepared for a potential fee and, of course, more incurred interest. 

Selling

If you don’t mind selling your item, you can certainly do so. Again, a Philadelphia pawn shop near you, like Cash Express, will give you immediate cash based on the value minus enough for the store to make money. We can then add it to our gallery of goods. 

What Can You Sell?

The answer to that question is nearly anything. The bigger question is how much money you need for your current situation. When you know that, you can assemble a bundle of things that can potentially add to that goal. Remember you won’t be getting retail, so plan accordingly. 

Most Philadelphia pawn shops near you, like our store, are looking for specific items. We constantly watch for game consoles, electronics, bikes, precious metals (including coins), jewelry, cell phones, tools, watches, collectibles, and designer clothing, just to name a few. We watch consumer trends to see what’s popular, but we also appreciate one-of-a-kind, unique items. 

We also have Ark Antiques, specifically for those historical items and vintage treasures. Bring in those candelabras, vases, statues, and silverware! You may have a gold mine without even realizing it. 

Take a Field Trip to Cash Express!

You may feel a little odd about going to a pawnshop for quick cash, but you’re taking part in a history going back 3,000 years. It’s not newfangled, and we promise you welcoming smiles and answers to your questions. You can get in touch with us before your visit in three ways:

• Use our online contact form 

• Email us at info@pawnphiladephia.com, or 

• Call our office at 215-922-1560.